Also known as (UM) and (UIM) coverage, uninsured motorist and underinsured motorist coverage may cover expenses such as vehicle damage, medical treatment for you and your passengers, lost wages and funeral expenses. In the event a driver is struck by an uninsured motorist their policy would kick in to cover the above-mentioned expenses up to the policy amount. Underinsured motorist coverage is different in that it would kick in after the at fault party’s insurance policy is exhausted.
Do You Need Uninsured or Underinsured Motorist Coverage?
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